An umbrella policy extends coverage beyond the protection provided by your underlying homeowner’s insurance policies. Most often, an umbrella policy is used to provide protection against catastrophic liability claims, and can be used to either provide additional limits of protection over the coverage listed in your homeowner’s policy, or can provide coverage for some risks not covered by your homeowner’s policy.
For extra safety, let us talk to you about umbrella liability insurance. This is that extra coverage that extends beyond the liability limits of your auto, home, and other policies in order to protect you against major claims that might arise. Let us help you determine if umbrella liability is right for you!